Who’s Responsible for Paying for a Motorcycle Personal Injuries

Motorcycles have a reputation for being prone to accidents, mainly due to the fact that they’re known for their high speeds. If you’re a motorcycle rider/enthusiast, it’s essential that you’re following proper vehicle safety, including:

  • Wearing Protective Eyewear
  • Wearing a Helmet
  • Practicing Basic Motorcycle Safety

Following the basic safety procedures will help ensure that you’re minimalizing the possibilities of ever being involved in a motorcycle accident and sustaining injuries. Regardless of how careful you are motorcycle accidents can and will happen. They can happen with various forms of liability, such as:

  • Your Own Personal Negligence
  • The Fault of another Driver
  • Both Parties Can Share Levels of Fault

If you’ve sustained injuries as a result of a motorcycle accident, who pays for your damages, medical bills, future medical costs, and so on, will depend on your accident specifics.

Duty of Care in Motorcycle Accident Personal Injury Cases
All motor vehicle operators have a duty of care that must be exercised when they’re driving. Duty of care generally calls for drivers to be:

  • Operating Their Vehicle at Reasonable Speeds
  • Anticipating Situations Where It’s likely an Accident Could Occur
  • Maintaining Control of Their Vehicle

As an example, if a motorcycle is ahead of a vehicle that’s approaching a red light, the driver of that vehicle will have a standard duty of care to ensure that they’re stopping behind the motorcycle. If the driver doesn’t stop and causes a rear end collision with the motorcycle, the driver has most likely violated their duty of care when causing the motorcycle accident injury.

Should a driver violate their standard duty of care, they’ll more than likely be found at fault for the accident, or partial fault at the very least. The fault assumes that the accident is the proximate cause of the motorcyclist’s injuries and no other intervening factors were in play as contributory factors. If the driver is found to be at fault, either the driver’s insurance company or the driver holds the responsibility for paying for the damage and injuries.

Filing a Personal Injury Suit
If you’re at least fairly confident that the motorcycle accident was the other drivers fault, then it’s unlikely you’ll be responsible for the payment of your medical bills. Conversely, if you were at fault for the accident as a result of your own negligence, it’s likely that you’ll not have much of a case.

If the other driver is the one at fault for the accident, you’ll want to contact an experienced motorcycle accident lawyer in order to receive adequate compensation for your personal injuries. You’ll also want to ensure that your lawyer has experience that’s specific with motorcycle accidents and not just with auto accidents generally. At the Doan Law Firm we’re not only motorcycle accident lawyers, but we’re motorcycle riders and enthusiasts as well.

After you’ve retained your lawyer you’ll want to provide them with all of the evidence that you have that supports your claim if the motorcycle accident was the fault of the other driver. Your evidence will include:

  • Injury Photos
  • The Police Report
  • Scene Photos
  • Accident Photos
  • Medical Bills
  • Medical Records
  • Other Expenses

If the other driver is insured, your lawyer will then contact their insurance company and most likely submit a demand letter. A demand letter serves to notify their insurance company (the insurer) of the intentions to sue unless they’re willing to settle for an indicated amount. If the insurance company refuses the settlement request, your lawyer will then file a formal suit with the court for motorcycle accident personal injury.

If the other driver is not insured, you’ll more than likely need to sue the driver in order to pay for all your medical bills, lost wages and all other expenses related to the accident.

When to Hire a Lawyer

An experienced motorcycle accident lawyer will let you know that accidents that involve multiple vehicles including the motorcycle aren’t usually the fault of the motorcyclist. If you’ve been involved in a motorcycle accident and the other driver is at fault for the accident, you’ll more than likely be entitled to compensation from either the individuals insurance company or the individual themselves.

If you’ve sustained severe injuries or your injuries will affect your ability to work and earn a living, you may be entitled for a larger settlement amount. The majority of insurance companies aren’t going to hand over any significant settlement amount without a fight first. If you’re uncertain as to whether or not the offer you’ve received is a fair one or if the driver at fault isn’t insured, you’ll want to seek a qualified motorcycle accident personal injury lawyer. You’ll want to ensure that they’re qualified specifically with motorcycle accident personal injury, not just a general accident or personal injury lawyer. This will help to ensure the settlement you get is fair.

If your motorcycle wasn’t damaged or you weren’t injured you’ll more than likely not have to hire a lawyer. You also won’t need a motorcycle accident lawyer if the amount of the insurance payout covered the entire cost of your:

  • Bike Repairs
  • Lost Wages
  • Medical Bills
  • Other Expenses Related To the Accident

If there are any doubts when it comes to your injuries and the true cost for compensation, or if you don’t know whether or not you’ve received a good settlement offer from the insurance company, you need to speak with an experienced motorcycle accident lawyer right away. An experienced motorcycle accident lawyer will be able to help with the assessment of the offer from the insurance company (if applicable) and calculate the total actual cost of your injuries. Other than your contact information, don’t provide any other information to the insurance company prior to contacting an experienced motorcycle accident lawyer.

Although some motorcycle accident claims will involve product liability law, the majority of them will focus solely or mainly on personal injury law. Some of the issues that are usually covered within a personal injury claim involving a motorcycle accident are:

  • Insurance Provisions
  • Who’s At Fault (Determination of Liability)
  • Medical Expenses
  • Compliance with Traffic and Registration Laws

Meeting With Your Lawyer
Prior to selecting a lawyer to represent your personal injury claim for your motorcycle accident, you’ll want to ensure you’ve asked your lawyer some very important questions, including:

  • Have They Represented People with Motorcycle Accident Personal Injuries Before and How Often?
  • What Are All the Possible Options and Outcomes for the Resolution of Your Case?
  • How Long Should Your Case Take To Resolve and How Frequently Will You Receive Updates?

Answers to these questions and others are going to help you make the determination on whether or not you’ve found the right lawyer to handle your motorcycle accident personal injury claim. At the Doan Law Firm we’re experienced motorcycle accident personal injury attorney lawyers. Not only do we live and breathe motorcycle law but we’re motorcycle riders and enthusiasts as well.

After selecting your lawyer, you’ll want to begin the process of gathering all of the paperwork in order to prepare for meeting with your lawyer for the first time. If you’re sent a questionnaire by your lawyer, ensure that you’ve filled it out and brought it with you to that initial meeting. Questionnaires will cover many topics that surround your case, including:

  • Contact Information
  • Personal Background
  • Basic Information on Your Case

The other types of paperwork you should provide to your lawyer will include:

  • Accident and/or Police Reports
  • Medical Bills and Records
  • A Written Statement on How Your Injuries Have Affected Your Personal and Work Life
  • Names of People and/or Companies That Are Involved In Your Case, This Includes Potential Witnesses
  • Insurance Coverage Information Along With Correspondence and Interactions with the Insurance Company/Companies

Essentially, the more information that you are able to provide and give to your lawyer, the better it’s going to be for the outcome of your case regardless of if it settles or goes to trial.